3464 Washington Drive, Suite 100 Eagan, MN 55122

Paul Lotzer

Director/ Asset Management

Summary

Paul has an extensive background in the commercial real estate, finance and banking industry. He has extensive experience in teaching real estate courses, is an author and contributing writer for trade publications. His achievements have included $150 million in total projects developed, over $3 billion in commercial lending transactions throughout the U.S., over $150 million in development transactions, and $33 million in project profits.

Areas of Expertise: Commercial Real Estate Workouts— Distressed Troubled Assets, Turnarounds,  Due Diligence to Value CRE Assets for Bank Mergers, Acquisitions & Dispositions, Teaching New Loan Production & Crisis Distressed Workouts, Commercial Real Estate Lending, Finance & Development Construction—Permanent Loan Financing Bank & Company Strategic Business Survival Planning Career Overview Bank Consulting—Special Credit Services Officer—Minnwest, Alerus Financial, N.A./ Crown Bank, Others Stonehill Financial, LLC—Principal National Equities, LLC—President National Equities, LLC/Sopris/Pari Passu Welsh Capital—Vice President Wells Fargo Bank/Wells Fargo Investments (Securitie), Norwest Bank—Vice President First Minnesota Savings Bank—Vice President/Senior Management Commercial Real Estate Department Manager Norwest Bank—Vice President IDS Mortgage Corporation Advisor to IDS Realty Trust/Senior Mortgage Analysis